Mortgages, KiwiSaver and personal insurance, from someone who takes the time to understand your situation before saying anything.
Whether you're buying your first home, reviewing a mortgage that's been sitting untouched, or making sure your family is protected, I can help with all of it.
First home buyers, refinancing, construction loans, investment property and non-bank lending. If your rate hasn't been reviewed recently, that's often where the most value is found.
Explore mortgagesMost people are in the wrong fund and don't know it. I'll help you understand what you're actually invested in, whether it's working hard enough, and how to use it for a first home.
Explore KiwiSaverLife, trauma, income protection, mortgage protection and health cover. I'll help you figure out what you actually need, and make sure you're not paying for cover you don't.
Explore insurance
What I do is actually a pretty simple concept. I help people protect what matters to them, and help them make the most of what they're building.
I work with families across Tauranga and the Bay of Plenty, and with clients anywhere in NZ. My background is in client relationships and translating complex information into plain language. Financial advice turned out to be a pretty natural fit for that.
Refinancing is a big part of what I do. A lot of people are sitting on a mortgage structure that made sense when they set it up, but hasn't been looked at since. That's often where I find the most value.
Getting advice doesn't have to be complicated. Here's what working with me actually looks like.
We talk through your situation, no paperwork, no obligation. Just a conversation to see if I can help.
→I research your options across lenders and products. You don't have to compare anything yourself.
→I explain what I've found in plain language and tell you exactly what I'd recommend and why.
→I stay in touch. When your fixed rate is coming up or life changes, I'll be in contact.
Model your repayments, see the impact of extra payments, and find out when you could be mortgage free. No sign-up needed.
Open full calculator →Estimates only. Not financial advice.
Enter your age, salary and fund type to get a quick projection to age 65. Uses the FMA's official projection rates, net of fees and tax.
Open full KiwiSaver calculator →Illustrative projection only. Not financial advice. Assumes 3.5% contributions + employer match, no existing balance, salary growth at 3.5% p.a.
Real feedback makes all the difference. Replace these with your Google reviews when you have them.
"Seth made the whole mortgage process feel really straightforward. He explained everything clearly and always got back to us quickly."
"We'd been on the same rate for years. Seth sorted it out and saved us a significant amount per month. Should have done it sooner."
"Appreciated having someone who could explain everything without making us feel out of our depth. Genuinely recommend."
No jargon. No product pushing. Just useful stuff about mortgages, KiwiSaver and protecting what matters.
Deposit, KiwiSaver, pre-approval, LVR, a complete plain-language guide for first home buyers in NZ.
Why a small difference in when you start saving can result in a massive difference in what you end up with.
What to consider before locking in, and why the answer isn't the same for everyone.
No obligation, no hard sell. Just a chat about where you're at and whether I can help.